Probably, huge number of musical instrument owners, music studio owners and such more people would be visiting insurance companies & individual agents asking about the insurance to cover their professional asset. The very usual question asked by them is “Why should I insure it?” or “How can I cover it from risks while playing at rock shows & events?” Here every owner would ask for viable options for insurance as safety if in case anything unexpectedly happens. Few artists are like nomads who travel at different locations with their instruments and of course, bands if they are a music brand to conduct shows.
How to approach for right insurance cover?
The first call that you need to take is searching out couple of insurance companies in your nearest city to whom you can take an appointment & reach at their office. These insurance companies being in the industry for long years are well-aware of your love towards music & instrument and so they have constructed few insurance policies which can be fit as per every individual’s needs. May it be String Instrument Insurance, Violin Insurance, Electric Guitar Insurance, Drum Insurance, Woodwind Insurance, Brass Insurance and few others, all sorts of music equipments can be saved from danger! Theft, repair or replacement of the instrument can come without any sure time moment and then you would lose upon your precious asset, if you haven’t been responsible enough to buy an insurance coverage.
Talking about Piano Insurance, piano is undoubtedly one of the most sensitive instruments of music world. It requires due care to be taken taking sometime out of your day’s schedule, if you really love it. My niece has its first love over piano which her father had gifted her on 7th birthday last year and now she is on with her music lessons over it as personal coaching. Her teacher once came home and was teaching for level 2. Sandra, my niece went to pick up huge jar of juice but as it was too heavy for her it fell on her piano and broke few keys. She was too heavy-hearted after this incident as her father had gathered a lot of money and now, there seemed to be no chance for it to get repaired. Still, there lays her piano, unrepaired due to lack of funds her family has to invest in her best-loved asset.
Such incidents too happen so suddenly, you might not have time to call and run for an insurance company asking for coverage. Insurance for piano has options such as saving from getting broke, lost during travel, loss during rock show/event, loss during restoration and more from which you may select those suiting to your needs.
These companies also replace your instrument while placing a new one for you, if repairing it would consume more money than replacement. Before you sign up for final insurance documents of piano insurance coverage, you can clarify all your needs to the agent so that he/she can offer the best package based on their wide base knowledge of this field.
The author here guides as how one can opt for Piano Insurance
so that it can save the instrument and also those extra pounds which can be consumed from your pocket, unfortunately.
Musicians have all apart a different life to live up to! They have their pets in the shape of their likely favorite instruments; be it a piano, guitar, piccolo, brass, harp, trumpet, woodwind etc. But do you all know that this extensive range of musical equipments face high end risks? Be it for music teacher or solo artist, these musical instruments face loss or any sort of accidental damage. It is necessary to safeguard them in right way so that they keep playing the enchanting tunes.
Clarinet Insurance solely protects this instrument and as we all know that it comes from very sensitive woodwind family, there are high chances of the instrument being broken. The instrument will stay healthy if it is insured as there are number of clauses which can cause harm to it. What would you do if a student in your coaching session would step up unknowingly over it? No one would say “It is due to my mistake”, but ultimately the loss would be of the owner of Clarinet. Why didn’t you plan for insurance policy for it earlier? A music-centric profession always needs asset and it is their food plate for present & future. Piccolo Insurance helps you to repair or replace the instrument when it gets break down or gets lost just before few minutes of your show performance. If you go running to your insurance agent after the instrument is broken, it would be the same situation of calling the fire-brigade once the building is burning in flames. Insurance is opted when actually it is not required by the music player or instrument owner as it is safety coverage against any sort of damage, loss or theft. It not only saves your heavy investment from going to drains but also saves your profession especially for those whose income alone stands on the instrument.
Along with offering Motorcycle Auto, House, Boat, Taxi, Life Insurance, Business Property insurance policies the companies also provide insurance for musical instruments and also for those who play/use those instruments. Insurance Firms will protect your instruments; antique or modern ones with full coverage so that you can play safe with your profession. Few of the companies even replace the instrument in short period of time once you’ve claimed regarding the broken instrument. You can ask for quotations from various insurance companies and then opt for the best that can save your instrument from dangers. Don’t let the damage harm your profession and also in monetary terms.
Music Instrument Ins. offers insurance policies which can fit in exactly to every musician’s requirements so that they can play safe game. Their agents are available who would look into the profession and then would guide for taking up apt policy. After evaluation, property – musical instrument can be covered with insurance policy that would also include professional indemnity clause.
The author talks about having Piccolo Insurance
and Clarinet Insurance as these instruments like all other musical instruments are too subject to loss so instead of leaving them without proper safeguard, it is advisable to have these insurance policies suitably.
More Music Instrument Articles
These days, it has become vital for everyone to think about their future security. We are quite equipped with the terms of mutual investments and insurance policies taken up that can save us from not only money loss but asset loss as well. Protecting yourself from natural happenings such as accidents in merely not in any one’s hands but buying a safeguard cover can really do so! It can be our negligence or negligence of others. But insurance is such a coverage option which has covered people and their valuable properties since long years
If you’re a music teacher and impart music lessons to the students for Piccolo, how much sure are you to safeguard the instrument which is the life line for your living? Piccolo, Oboe Insurance saves you from loss, accidental damage and theft which might occur, unreasonably. To keep playing and teaching student it is important to protect the instrument so that you’re insuring the value of your musical asset.
Music Instrument Insurance covers:
1. Public Liability
2. Third Party
3. Equipment breakdown
4. Repair for loss
5. Replace in case of complete breakdown or loss due to fire/theft
Such as your life, family and other such assets you should even have provision for your professions if you call in any of the below categories: dancers, DJs, music artists, singers and street performers. If you’re a frequent traveler where you have to travel for shows and events, you need to have insurance for the same. You’re performing in an event and suddenly due to technical errors your electric guitar is damaged & you stare at it with broken heart. Insurance for Flute can save you if your instrument has caught fire and is totally burnt to use it again.
These insurance companies offer a wide range of options from which you can select the most suitable. They work towards an aim of protecting musical instruments which are just invaluable to their owners. May it be for wedding, business party or evening rock show event, every such liability can be covered. A brief check over the available options of insurance policies can really make you think over to have one for you. Event liability insurance covers the odd risks which are responsible for event cancellation or postponement periodically.
Even you can contact them online, by filling the form over the website and the policy letter is not far from you. If there is a neighbor of yours who is an insurance agent herself, no one can be better to explain you the advantages of having insurance policy while you’re leading a risky profession. Once you’re done with the formalities, the policy package directly reaches your house door via parcel. If you’ve applied through online application, it would be there in mail box soon. There are options for renewal too if you’ve taken insurance only for small period; a year or two which can be extended for life long period.
The author bio talks about having Flute Insurance
which can save you from losing over your instrument and you can even have lifelong insurance coverage to protect against all risks that can damage it.