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Piano Insurance – Protecting your Instrument against all odds

music instrument
by miheco

Probably, huge number of musical instrument owners, music studio owners and such more people would be visiting insurance companies & individual agents asking about the insurance to cover their professional asset. The very usual question asked by them is “Why should I insure it?” or “How can I cover it from risks while playing at rock shows & events?” Here every owner would ask for viable options for insurance as safety if in case anything unexpectedly happens. Few artists are like nomads who travel at different locations with their instruments and of course, bands if they are a music brand to conduct shows.

How to approach for right insurance cover?

The first call that you need to take is searching out couple of insurance companies in your nearest city to whom you can take an appointment & reach at their office. These insurance companies being in the industry for long years are well-aware of your love towards music & instrument and so they have constructed few insurance policies which can be fit as per every individual’s needs. May it be String Instrument Insurance, Violin Insurance, Electric Guitar Insurance, Drum Insurance, Woodwind Insurance, Brass Insurance and few others, all sorts of music equipments can be saved from danger! Theft, repair or replacement of the instrument can come without any sure time moment and then you would lose upon your precious asset, if you haven’t been responsible enough to buy an insurance coverage.

Talking about Piano Insurance, piano is undoubtedly one of the most sensitive instruments of music world. It requires due care to be taken taking sometime out of your day’s schedule, if you really love it. My niece has its first love over piano which her father had gifted her on 7th birthday last year and now she is on with her music lessons over it as personal coaching. Her teacher once came home and was teaching for level 2. Sandra, my niece went to pick up huge jar of juice but as it was too heavy for her it fell on her piano and broke few keys. She was too heavy-hearted after this incident as her father had gathered a lot of money and now, there seemed to be no chance for it to get repaired. Still, there lays her piano, unrepaired due to lack of funds her family has to invest in her best-loved asset.

Such incidents too happen so suddenly, you might not have time to call and run for an insurance company asking for coverage. Insurance for piano has options such as saving from getting broke, lost during travel, loss during rock show/event, loss during restoration and more from which you may select those suiting to your needs.

These companies also replace your instrument while placing a new one for you, if repairing it would consume more money than replacement. Before you sign up for final insurance documents of piano insurance coverage, you can clarify all your needs to the agent so that he/she can offer the best package based on their wide base knowledge of this field.

The author here guides as how one can opt for Piano Insurance so that it can save the instrument and also those extra pounds which can be consumed from your pocket, unfortunately.

July 29, 2016     0 Comments   , , , , ,

Piano Insurance – For Your Instrument is special asset for you!

music instrument
by bricolage.108

Are you an instrument player’s fan? Have you ever heard of music instrument being broken right in front of audience when the player is about to being with his performance? Every one of us has been a music fan since our ears have heard the music waves flowing via any instrument. Few of us might have known the lives of music instrument players from close view as their friends or someone from the family have been into this artistic line from the beginning. Whether you have known or not, here we would like to have a sneak peek into their lives as how they have to deal with few liabilities which if not handled well, can cause harm to their beloved professions.

Music Teacher insurance policy would last for longer period of time as usually it ranges from three months to six, eight, nine and more further as per the paying capacity of the insured person. It certainly depends on the coverage options you prefer to opt as per your budget which is most important. The agents would prefer to ensure the equipment in the best possible way as there are some instances where the insured asset is highly prone to damage or losing them over completely.

The insurer makes sure that the instrument is best protected from the all the major liabilities surrounding the industry. These agents are sentient of the risks pertaining to the music instrument players and so after knowing their complete set of requirements, they offer a right policy to them. It would save the instrument/s from fire, theft or such third party liability. For any kind of additional premium to be opted for your insurance policy, there are other options that can be included in it so that the insured person can play safe. Along with musical instrument, there are other tools and electronic equipments that might too get damaged or stolen while the show is on! Event Liability insurance would save the agent/company from claims that might be harmful to their brand image while taking away more dollars than their actually earnings from the concert or show. Legal liabilities are faced by most of the musicians as their professions are tied up with risk factors that might make them loose over their precious assets. How would you manage to pass through the claim if there is a heavy third party liability hitting on you soon after you’d had a good performance in live concert last week!

There are special music insurance policy companies in the market which have been offering customized policies to the instrument holders, recording studio owners, event organizers and other such vendors who are affiliated to this industry. Piano Insurance is important as it saves the instrument from getting damaged due to any natural calamity such as earthquake, tornado, strong whirlwind, etc. Such as piano, there are other instruments as well like Guitar, Cello, Keyboard, Drum, Bassoon, Trumpet, etc. for whom insurance policies are designed.

The author says that Piano Insurance would save the instrument from major of the liabilities as these musician’s profession is tied up with risk factors; indeed to be dealt with due care.

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June 6, 2016     0 Comments   , , , ,