Tag: Insurance

Piano Insurance – Protecting your Instrument against all odds

music instrument
by miheco

Probably, huge number of musical instrument owners, music studio owners and such more people would be visiting insurance companies & individual agents asking about the insurance to cover their professional asset. The very usual question asked by them is “Why should I insure it?” or “How can I cover it from risks while playing at rock shows & events?” Here every owner would ask for viable options for insurance as safety if in case anything unexpectedly happens. Few artists are like nomads who travel at different locations with their instruments and of course, bands if they are a music brand to conduct shows.

How to approach for right insurance cover?

The first call that you need to take is searching out couple of insurance companies in your nearest city to whom you can take an appointment & reach at their office. These insurance companies being in the industry for long years are well-aware of your love towards music & instrument and so they have constructed few insurance policies which can be fit as per every individual’s needs. May it be String Instrument Insurance, Violin Insurance, Electric Guitar Insurance, Drum Insurance, Woodwind Insurance, Brass Insurance and few others, all sorts of music equipments can be saved from danger! Theft, repair or replacement of the instrument can come without any sure time moment and then you would lose upon your precious asset, if you haven’t been responsible enough to buy an insurance coverage.

Talking about Piano Insurance, piano is undoubtedly one of the most sensitive instruments of music world. It requires due care to be taken taking sometime out of your day’s schedule, if you really love it. My niece has its first love over piano which her father had gifted her on 7th birthday last year and now she is on with her music lessons over it as personal coaching. Her teacher once came home and was teaching for level 2. Sandra, my niece went to pick up huge jar of juice but as it was too heavy for her it fell on her piano and broke few keys. She was too heavy-hearted after this incident as her father had gathered a lot of money and now, there seemed to be no chance for it to get repaired. Still, there lays her piano, unrepaired due to lack of funds her family has to invest in her best-loved asset.

Such incidents too happen so suddenly, you might not have time to call and run for an insurance company asking for coverage. Insurance for piano has options such as saving from getting broke, lost during travel, loss during rock show/event, loss during restoration and more from which you may select those suiting to your needs.

These companies also replace your instrument while placing a new one for you, if repairing it would consume more money than replacement. Before you sign up for final insurance documents of piano insurance coverage, you can clarify all your needs to the agent so that he/she can offer the best package based on their wide base knowledge of this field.

The author here guides as how one can opt for Piano Insurance so that it can save the instrument and also those extra pounds which can be consumed from your pocket, unfortunately.

July 29, 2016     0 Comments   , , , , ,

Music Teacher Insurance Lets You Practice Music Peacefully

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by K. Sawyer Photography

Teachers are highly regarded in every corner of the world. Teaching is the only profession that has literally created all other professions.Teachers are required right from elementary education to higher studies. Even in the vocational sphere, without teachers no one can learn the nuances of a subject. In the music industry teachers are vital parts of the wheel. From learning the basic notes to mastering a musical instrument, everything is possible only with the help and guidance of teachers. If you are a music teacher or instructor, you would know how you are adding value to the life of your students.

Unfortunately, gone are the days when teachers could remain philosophical and engage solely in teaching students. Today the world has become convoluted and students (or their parents) are regularly slapping charges against teachers. Music teachers are also not above all these and hence the importance of music teacher insurance. Insurance is the only means for music teachers to guarantee themselves financial protectionif any legal case is to burden them.

Music Instrument Replacement
There are several ways that music instructor insurance can be helpful. One of the primary ways is that you can claim insurance money if one or more of your musical instruments is damaged by students during a practicing session. If you teach a bunch of young kids any musical instrument, there is always the risk that they may unknowingly damage or break it. With the right insurance purchased, you can easily get the compensation to replace the instrument.

Studio Protection
In another scenario, music teacher insurance becomes necessary. If you own a studio and run your music classes from the studio itself, you should have appropriate protection over it. Solid monetary protection is absolutely necessary for music teachers who run their classes from studio because the risk of damage or breakage is more. Moreover with more than one type of instrument in the students’ easy reach, financial protection is a necessity.

Protection In Cases of Ill Health
Teaching music as a profession means you always will need a few students under you to earn money. But if a situation comes when, due to some reason, you have to stop your music classes what happens to your monthly income? The right insurance policy offers protection in case you are unable to continue your teaching classes due to some injury or health reasons. With no income in the interim time, you can fall back on your insurance to lessen your financial burdens. Once you are fit enough to resume the classes, you can ask the insurance company to stop paying you.

Easy Claims Policy
Most of the insurance companies offering policies for music teachers have very easy claims policy. With the help of such policies, your claims are cleared within no time. Moreover most of the insurance companies are also easily accessible. All you need to do is call them for assistance and they will be by your side within no time.

Author offers his advice to instructors on how Music Teacher Insurance can help them. He also assists them so that they get the best policies.

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In this 1.7.10 Music Craft Mod Showcase:
This Minecraft Mod adds in lots of cool instruments to play. You have the ability play songs on pianos, guitars, drums, & much more!

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July 22, 2016     0 Comments   , , , , ,

Music Gear Insurance: Helps You in Variety of Ways

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by Vanessa Pike-Russell

Planning to buy insurance for your Music Instrument? Yes, indeed it is a right decision for you to make at the moment. Have you faced a struggled life to become successful as a music instrument player in the industry? What consequences you have faced when your instrument gets damaged just before commencement of your very first performance? No doubt, after laying much effort you somehow got a chance to display your skills, but for your disappointment your well maintained instrument gets damaged while being carried into the venue of performance. For the strugglers, getting the first ever break has been quite significant and such hurdles definitely can make these first timers little nervous.

It is human nature to find ways to protect themselves and their ventures when in trouble, and the dicey situation countered by these musicians has compelled them to insure a variety of musical gears and related accessories under the suitable insurance plan. With such arrangements mental anxiety of these music veterans and strugglers is under control, as a result, they can concentrate more on sharpening their skills. Once these professionals acquire Music Gear Insurance, it can save them from all professional hazards that act as a barrier in career path.

As a music studio owner, you never know when the list of musical instruments and related gears stored under your roof come at risk for either of the reason. What will happen when there is a short-circuit in your premises and due to it your well equipped studio catches fire. Up to the time fire extinguishers come the majority of the instrument face damage in some way of another. If your premise is protected under such comprehensive insurance plan, your investment as well as musical instruments stays safe. Such plans can be acquired according to your presence in the fraternity, as requirements of DJ’s, studio owners, orchestras, dealers, appraisers and all other professionals are different from each other; all you have to do is to clarify your necessities to the insurance vendor.

Usually all instruments are expensive and you have to invest a huge amount in acquiring them. But, among them few are so costly that gives musicians and other professionals a shiver in case they are damaged or lost. Brass musical instruments fall under such category and due to the cost of the metal used in manufacturing them, are often expensive to replace. As a live band owner, if you have covered your brass instruments under a comprehensive Brass Instrument Insurance your musical gears will be protected under theft, loss besides accidental damage. The best part is that regardless of the status of these musicians in the fraternity this policy delivers the same value to darn or replace. This is something you will never have from any other insurance plan meant for musicians or other professionals present in music and entertainment fraternity.

Such comprehensive plans when acquired from established resource will always lessen your worries. There are myriad of insurance firms that have such plans in their charter, and the best part is that when requested can be altered further to suit your requirements.

In this article author has throws the light on the possible threats faced by music fraternity and the manner through which Music Gear Insurance counters them. He further explores the benefits of having Brass Instrument Insurance by orchestras.

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July 11, 2016     0 Comments   , , , , ,

Piccolo & Flute Insurance – Securing your instruments from uncertain perils

music instrument
by magnuscanis

Have you thought upon insuring your instrument the same was as you lastly planned it for your new car? People usually ignore such things as they have less value in terms of other assets for which they plan for insurance in the very first step. Not denying to the fact that these properties possess more value than these instruments but still the question for risks prone to them is not answered. It is liable for us to understand that these musical instruments require secured cover under which they can be maintained in a healthy way. Opportunities would be coming but one needs to play safe in concerts, rock shows and music shows. In such tough competition one needs to be careful by taking up insurance policy for their adored instrument/s. As without insurance coverage, your instrument would be just like a brand new car which is not having two front wheels to run smoothly.

Piccolo & Flute Insurance policy will keep these instruments safe from all sorts of risks which are subject to damage them. There are various types of coverage plans offered by the insurance companies which can meet with the exclusive requirements of the musicians. Their plans accommodate with every kind of small or studio-coverage need and so their profession can stay alive, without any kind of damage. There are dealers in the market who deal with repairing work and also replacement of violins, flutes & piccolos. These instruments are highly sensible to damage quickly in comparison to other instruments. Clarinet Insurance is a good idea to be implemented to save your gem-alike instrument from loss, theft or break down. Tailored packages for the music instruments would help to secure them in a right way fulfilling all the requirements of the owners. These policies offer a warranty period for the instruments and the policy owner has to pay premium as per affordability. The duration of insurance policy can be decided by the music artist as per he/she requires it. If we take care of the instruments, its craftsmanship will remain the same and keep floating beautiful tunes from it. The policy companies offer policies of classical, vintage as well as modern kind of instruments so that the musical instruments owners’ can have complete peace of mind while they are coaching for music sessions or playing on stage.

Music Instrument Ins. has been maintaining the musical instruments in a safe way protecting against the damages which might destroy or harm them. The company makes sure that they uphold the instruments for musicians, band players, artists, instructors and teachers so that they can play safe. They have wide range of different plans which can set in as per the specific requirements may it for professional indemnity, travel insurance, recording studio insurance, event/concert insurance or any other insurance coverage which can cover the major uncertain liabilities in the life of a musician.

The author guides on opting for Clarinet Insurance and Piccolo & Flute Insurance so that the owners can play safe while keeping their instrument safe from loss, theft or any sort of danger.

Learn the musical instruments, part 1 of 2

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June 29, 2016     0 Comments   , , , , , , ,

Music Dealer Insurance Saves You from Uncertain Liabilities

music instrument
by Jonathan Thorne CC

Whether you deal with musical instruments at your shop or wish to open Guitar coaching classes like your neighbor, insurance for every small or big business have proved as a boon. No matter what but business owners these days have started knowing about the prone liabilities and so they have been bridging them with proper coverage. You as a music dealer too have been thinking of insuring your stored instruments and business in a way so that it can safeguard for prolonged time.

Thinking to Opt for Insurance: Be it for a cake shop owner or a music teacher, insurance has opened its wings while insuring the business comprehensively for your better future. For a music instrument player, his/her asset is important asset for their career and if they are broken or damaged then this can be barrier to their growth.

There are insurance policies offered by insurance agencies such as Woodwinds Insurance, Guitar Insurance, Harp Insurance, Brass Insurance, Viola Insurance and few other instruments. Instrument dealers are found at every corner of the lane but those who are smart have purchased insurance policy for their business. Music Dealer Insurance will cover major of the liabilities that might cause you to lose upon your investment. For music instructors and teachers, their valuable assets are sole property through which they plan their career ahead. While they are coaching for their session, if your instrument falls off from any student’s hands then who would be responsible for it? In such situations, you would be suffering from the loss or at times it might happen that the whole instrument gets damaged. In such cases, anyone will sit with hands on head! It can be a lesson for you if you are still in thinking times whether to buy an insurance policy or not. Instrument dealers need to protect their business as risks meander all around and it is obvious that the different vendors have various inventory stock with themselves. So it is mandatory to protect them so that your business can run on smooth wheels.

Get Connected with Insurance Expert: There are these professionals in the market who have been exclusively working for musical instruments, recording studios and their owners. Musical instrument insurance is required to their owners as it would save it from being lost during travel or any other losses too. This would save your money from being wasted in re-investing or repairing the instrument/s.

Once you get connected to an insurance expert, your instrument and profession/business both are in safe hands. They would provide customized policies against natural as well as third party liabilities which might be a huge obstacle in your profession and so your healthy future. Even experts have advised to take up insurance policy for the assets they carry along with them in a safe way.

The author talks about purchasing apt Music Dealer Insurance policy from the vendor in the market which can fit in your specific requirements and thus can prove as a savior for your business.

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June 27, 2016     0 Comments   , , , , , ,

Piccolo Insurance – Specialist Music Instrument Policy for Safe Future

music instrument
by L. M. Bernhardt

Have you ever imagined your instrument being lost while you’re travelling? Awful, it is to bear it! It would now cost you much time and courage, yeah indeed to gather to purchase one such like another. The situation would even worsen down when it is your only instrument and is your living table. Whether it is for motorcycle, home, business property, car, automobiles or any such asset, they are all valuable and special to their owners.

Before any kind of loss strikes in, securing your instrument can be wise step while you’re planning to move ahead in the music industry. Not only it’s mandatory for music instrument holders but also for recording studio owners, group bands, orchestras and music instructors it becomes a necessary tool for securing the businesses.

Need To Protect Your Instrument

Many times, the owners miss out on protecting their instruments thinking it as a costly affair. But here is when they go wrong and so they miss out on insuring the musical assets which is actually important. These instruments are very sensitive in nature and are subject to damage such as loss due to fire, earthquake, flood or theft. Protection against such damages is necessary as these instruments can get their parts or may be completely damaged due to these reasons. To prevent the instrument from breaking off, insurance is the right coverage option you can go for. There are even homeowner’s insurance packages which issue the policy on the same day while promising insurance for your asset. Select the company whose package matches to your needs and then opt for insurance policy for your musical instrument.

Get Your Policy Customized

Piccolo Insurance from reputed company can be customized as per specific requirements which depend on the usage of the asset. There are over a thousand musicians all over the country who have insured their instrument/s. Rather than staying in fear while performing over the stage, the better decision would be to cover your insurance as they also have sentimental value attached with it and not only monetary. Not only Piccolo, but Flute, Bassoon, Woodwind, Brass, Harp, Piano and few others can be insured in order to keep their parts undamaged. After contacting the nearest insurance vendor, you can ask him/her to provide coverage before any kind of loss clouts it.

The insurance dealer will know your personal requirements first and then only they would frame the package. And this would be the best option as there is an array of musical instruments and so they are required to get secured from liabilities. Concert Insurance is required when you’re into event organizing as then you would be surrounded with a lot of liabilities. May it be music or pre-wedding rock band concert, such insurance will save from third party and other liabilities that might cause loss to them.

The author talks about specializing for Music Instrument Policy such as Piccolo Insurance as it is the best option for safeguarding the instrument in your business.

June 20, 2016     0 Comments   , , , , , , ,

Piano Insurance – For Your Instrument is special asset for you!

music instrument
by bricolage.108

Are you an instrument player’s fan? Have you ever heard of music instrument being broken right in front of audience when the player is about to being with his performance? Every one of us has been a music fan since our ears have heard the music waves flowing via any instrument. Few of us might have known the lives of music instrument players from close view as their friends or someone from the family have been into this artistic line from the beginning. Whether you have known or not, here we would like to have a sneak peek into their lives as how they have to deal with few liabilities which if not handled well, can cause harm to their beloved professions.

Music Teacher insurance policy would last for longer period of time as usually it ranges from three months to six, eight, nine and more further as per the paying capacity of the insured person. It certainly depends on the coverage options you prefer to opt as per your budget which is most important. The agents would prefer to ensure the equipment in the best possible way as there are some instances where the insured asset is highly prone to damage or losing them over completely.

The insurer makes sure that the instrument is best protected from the all the major liabilities surrounding the industry. These agents are sentient of the risks pertaining to the music instrument players and so after knowing their complete set of requirements, they offer a right policy to them. It would save the instrument/s from fire, theft or such third party liability. For any kind of additional premium to be opted for your insurance policy, there are other options that can be included in it so that the insured person can play safe. Along with musical instrument, there are other tools and electronic equipments that might too get damaged or stolen while the show is on! Event Liability insurance would save the agent/company from claims that might be harmful to their brand image while taking away more dollars than their actually earnings from the concert or show. Legal liabilities are faced by most of the musicians as their professions are tied up with risk factors that might make them loose over their precious assets. How would you manage to pass through the claim if there is a heavy third party liability hitting on you soon after you’d had a good performance in live concert last week!

There are special music insurance policy companies in the market which have been offering customized policies to the instrument holders, recording studio owners, event organizers and other such vendors who are affiliated to this industry. Piano Insurance is important as it saves the instrument from getting damaged due to any natural calamity such as earthquake, tornado, strong whirlwind, etc. Such as piano, there are other instruments as well like Guitar, Cello, Keyboard, Drum, Bassoon, Trumpet, etc. for whom insurance policies are designed.

The author says that Piano Insurance would save the instrument from major of the liabilities as these musician’s profession is tied up with risk factors; indeed to be dealt with due care.

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June 6, 2016     0 Comments   , , , ,

Does String Instrument Insurance help to stay safe against Liabilities?

music instrument
by K ~ The Eternal Spirit

Musicians over the globe face a lot of risks while performing on stage for their events, concerts and music shows. Whether you’re a part-time guitar artist or living on your musical instrument, these assets are very sensitive and also not to forget as they are highly expensive too. Being in this profession, everyone is under constant fear of losing their instrument /s and there are high chances for its damage. Maestros have even suggested that purchasing an insurance policy is like a boon to them and their bright future. Every music instrument player and teacher has to carry it to different places while they perform for concerts and shows.

Why to plan for Insurance?

Are you too one in that league? Wake up and consult an insurance advisor today for securing your instrument against liabilities. Instrument coverage would secure it till next 30 days, three months or even a year as it all depends on the owner how he/she chooses it up to. During their travel, the chances of instrument loss or theft increases as you never know if your beloved asset is damaged. Musical instrument insurance can save your hard-earned money and thus saving it from prone liabilities which can drag their success miles away. Performing is an art and if your instrument is well-maintained & covered with policy, it will lessen down the risks in your profession. Even for music teachers and instructors, it becomes vital to safeguard their instrument/s while they move ahead on the path of their music career.

Insurance policy covers the insured property and also the insured indirectly within the limits in their own business/profession. Such coverage policies include any kind of natural or sudden damage due to uncertain reasons, expect for those which are not included in the clause while purchasing the policy.

String Instrument Insurance in usual covers:

– Loss due to fire, storm or other natural calamity
– Theft
– Travel based Risks
– Professional Indemnity

Customizing Your Insurance Package

There are a myriad of companies in the country who specialize in providing insurance packages for music teachers, recording studios, event liability and instruments as well. They are well-known as what kind of dangers do these professionals face during their performance or even before it. Coverage includes any kind of unforeseen physical loss which can make you spend few dollars out of your savings. Select from them and purchase from a reputed vendor who can customize your policy as per your needs. There are premium ratio options which they provide and from them, you can select from and then pay accordingly. Recording Studio Insurance will secure your studio and its equipments as it is a good protection which stays for longer period of time.

Contact the experts in this industry and insure your instrument at affordable-cost annual premium.

The author here is the owner of string instrument who did suffer loss due to theft and so guides the other such owners to keep their instruments secured with an Recording Studio Insurance policy.

Check this out! Top 10 weird, funny and odd musical instruments. Have fun!
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June 5, 2016     0 Comments   , , , , , , ,

Obtaining The Perfect Music Studio Insurance

music instrument
by hugochisholm

Those who love their musical instruments would also like to have it all their life. The musicians, who play their music with passion, would not even mind going half way round the globe just to get the right timber or the right note of their musical instrument. Therefore, though the musicians would spend a lot of time in managing these musical instruments, repairs due to wear and tear is quite natural. In this case, it has to be noted that the valued or priceless musical instrument repair work should also be done by the expert hands only. However, if you have your musical instruments covered by insurance, then you need not worry.

If you have music studio, that has very high-end musical accessories like amplifiers, speakers, woofers, and studio monitors of international make, then they have to be covered under insurance only. Make sure that you have them covered by music studio insurance from the reputed firm.

Getting insured and knowing the policy:
While it is quite normal these days to get the studio or musical instruments covered, doing a little bit of background study is essential before going for concert insurance or insuring the musical instruments for that matter.

There are only very few companies in the market who offer music studio insurance and still finding about them from the people who have insured from a company is logical.

Do find out if the company would cover all the risks of concert and would even cover risks pertaining to musical instruments and accessories at a music studio.

Once you find that out, do find out if the music instrument will be covered anywhere in the world wherever it is located. This is beneficial in case of music studio.

If a musician or a music studio owner has purchased an instrument or a valuable accessory for the music production, and wishes it to get covered, then he would have to insure it at least within 30 days or purchase.

Getting more benefits and features:
In every sector there are fraudulent people, and so before you insure with a company, find out about the concert damages or risks that they would cover. In case of musical instruments, usually loss or damage of the musical instrument would be eligible to get claims. But in case of concerts and performances, what will be covered and what not – these have to be asked at the time of seeking insurance.

Concert insurance is vital for both the organizers and the musicians, and they would feel relieved that they are playing in safe grounds. However, there are even big concert organizing companies that might have demands of different kinds for the protection of the crowds that gather there. In such cases, they would have to consult insurance agents and get the coverage worked out properly.

Whether it is Inflation guard coverage, or right of repurchase, or replacement instrument coverage, do find out that the insurance company offers these and study their terms carefully before going for the insurance.

Author is a reputed music studio insurance author and has been helping lots of musicians to find the right insurance plan. He also works with the clients from different segments and countries in the music industry

Musical Instruments Sounds | Kids Learning Videos

This video has a wide range of musical instruments. Listen to the different sounds that the instruments make while seeing pictures of the instrument. This is a great video for children and toddlers to learn the different sounds.
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May 18, 2016     0 Comments   , , , ,

Types of Insurance Plans That Music Insurance Company Offers

music instrument
by dr.snitch

Music insurance has become a necessity for everyone in the music industry. Whether you are an amateur or professional musician, arrange events, appraise instruments or own a recording studio, there are some inherent risks that you need to be protected against. In the last few years a number of music insurance companies have come up offering comprehensive coverage to the customers. Their plans have been designed to meet challenges and risks associated with this industry. Let us take a look at the different types of plans that a music insurance company would offer you.

# Instrument Insurance

This is the most popular coverage that most musicians look for. These plans offer financial compensation in case of loss or damage to your instrument. A good music insurance company would cover the actual cost of replacement of the instrument when you lose the instrument or it is damaged beyond repairs. Some plans would also offer cover the cost of hiring an instrument to perform at a pre-scheduled event in case of loss or damage.

# Recording Studio Insurance

If you own a recording studio you would have invested in costly recording equipment and recording studio insurance is a must for you. This not only covers damage to your equipment but will also protect you against all liability arising out of trips and falls in the recording studio that may lead to bodily injury for your clients.

# Music Studio Insurance

If you own a small music studio in your home and provide music lessons to students you must be prepared for the risks. One of your students may suffer an injury and this can lead to liability and lawsuits. This risk can magnify when you have small children among your students. Music studio insurance would protect you against such risks.

# Insurance for Appraisers

Music instrument appraisers like all other people in this world are bound to make error in judgement. These errors and omissions not only lead to financial losses but can also hurt their brand image. When we talk about old musical instruments and those played by celebrity musicians these errors and omissions can mean difference of thousands of dollars. Insurance for appraisers takes care of the unique challenges that appraisers face in their daily job.

# Event Liability Insurance

If you are organizing a musical event, you need take into account that things may not work according to the plan. Violence and stampede aren’t unheard of things at such events and this is where an event liability insurance becomes vital to keeping your from harm’s way. Not having one can mean third-party liability claims and also litigation in case of damage to the property or bodily injury to any of the participants at the event.

There are a number of other types of insurance plans that have been designed keeping in mind the needs of people engaged in this industry. What you need is to find the right music insurance company that offers you the kind of plan you are looking for.

Author is an insurance agent who has a vast knowledge on the various Music Insurance Company offering their services to musicians, studio owners and appraisers.

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May 14, 2016     0 Comments   , , , , ,