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Piano Insurance – Protecting your Instrument against all odds

Written on July 29, 2016   By   in Music

music instrument
by miheco

Probably, huge number of musical instrument owners, music studio owners and such more people would be visiting insurance companies & individual agents asking about the insurance to cover their professional asset. The very usual question asked by them is “Why should I insure it?” or “How can I cover it from risks while playing at rock shows & events?” Here every owner would ask for viable options for insurance as safety if in case anything unexpectedly happens. Few artists are like nomads who travel at different locations with their instruments and of course, bands if they are a music brand to conduct shows.

How to approach for right insurance cover?

The first call that you need to take is searching out couple of insurance companies in your nearest city to whom you can take an appointment & reach at their office. These insurance companies being in the industry for long years are well-aware of your love towards music & instrument and so they have constructed few insurance policies which can be fit as per every individual’s needs. May it be String Instrument Insurance, Violin Insurance, Electric Guitar Insurance, Drum Insurance, Woodwind Insurance, Brass Insurance and few others, all sorts of music equipments can be saved from danger! Theft, repair or replacement of the instrument can come without any sure time moment and then you would lose upon your precious asset, if you haven’t been responsible enough to buy an insurance coverage.

Talking about Piano Insurance, piano is undoubtedly one of the most sensitive instruments of music world. It requires due care to be taken taking sometime out of your day’s schedule, if you really love it. My niece has its first love over piano which her father had gifted her on 7th birthday last year and now she is on with her music lessons over it as personal coaching. Her teacher once came home and was teaching for level 2. Sandra, my niece went to pick up huge jar of juice but as it was too heavy for her it fell on her piano and broke few keys. She was too heavy-hearted after this incident as her father had gathered a lot of money and now, there seemed to be no chance for it to get repaired. Still, there lays her piano, unrepaired due to lack of funds her family has to invest in her best-loved asset.

Such incidents too happen so suddenly, you might not have time to call and run for an insurance company asking for coverage. Insurance for piano has options such as saving from getting broke, lost during travel, loss during rock show/event, loss during restoration and more from which you may select those suiting to your needs.

These companies also replace your instrument while placing a new one for you, if repairing it would consume more money than replacement. Before you sign up for final insurance documents of piano insurance coverage, you can clarify all your needs to the agent so that he/she can offer the best package based on their wide base knowledge of this field.

The author here guides as how one can opt for Piano Insurance so that it can save the instrument and also those extra pounds which can be consumed from your pocket, unfortunately.

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